Payment Policy

 

We accept payments online via the integrated payment gateways on this website. We also accept direct bank transfer such as IMPS / NEFT / RTGS or via cheque subject to realization 

Our online payment gateways accept Visa, MasterCard, UPI, RuPay & Maestro credit cards & debit cards, internet banking (netbanking) & electronic wallets

 

When choosing to pay online on our website, secured payment gateway is provided by RazorPay for domestic transactions & PayPal for international transactions. No banking related information or your card data is read or stored by our systems 

 

Mystic Focus never asks its customers for their credit or debit card information, internet banking login details or electronic wallet credentials

We also generate payment links via our RazorPay secure payment gateway which provides a convenient way of placing orders offline. Customers need to provide their mobile number & email ID to receive the payment link directly from us. Upon clicking the payment link, customers are then redirected to RazorPay hosted secure gateway for completing the transaction. Please note that all transactions must complete within 12 hours before the link expires. Once the payment is successful, a confirmation is instantly sent by email & SMS followed by subsequent order processing notifications from Mystic Focus between 10 AM to 7 PM only 

 

Our current bank account details for direct payments - 

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Bank Name - Bank of Baroda​

Account Name - SBT Digital OPC Private Limited

Account Number - 24830200001240

Account Type - Current

IFSC Code - BARB0HADAPS (please note it’s a 0 "zero" between B & H)

Branch - Mantri Market, Hadapsar, Pune 

Bank Name - RBL Bank Limited

Account Name - SBT Digital OPC Private Limited

Account Number - 409000975538

Account Type - Current

IFSC Code - RATN0000076

Branch - Kalyani Nagar, Pune

 

International customers please email us at info@mysticfocus.in for more assistance

 

We do not accept payments in cash or cryptocurrency, and there is no provision to waive off GST in lieu of cash, cryptocurrency or sale without bill & warranty

Payment on delivery option is not available for any type, size & delivery location of your order

 

Payment with EMI facility or payment in parts is not available for any type or size of your order. EMI is a type of a loan that only a Bank or NBFC can provide at its sole discretion to its customers as per the RBI guidelines. EMI facility is not provided by Mystic Focus since you are essentially taking a loan to pay in full for product(s) you wish to buy from us. Before using your credit card, we recommend you confirm with your respective credit card issuing bank for your overall eligibility, & their process that you need to follow to avail this facility. Most banks offer EMI facilities by default to their credit card customers and offer to convert completed transactions of amount ranging from as low as INR 2500 or above into 3, 6, 12 or more months of EMIs. Please note that it is entirely between you & your bank with matters related to the offering, withdrawal or rejection of EMI related facilities to you. Mystic Focus shall not be involved, or held liable, responsible or party to any disputes, and shall not accept any claims for consequential losses at any given point in time. Mystic Focus shall not entertain any requests pertaining to EMI facilities

All disputes shall be settled in accordance with the prevailing laws of India, with the courts of Pune having exclusive jurisdiction